Locations · Atlanta, GA
Senior European engineering teams for Atlanta payments, fintech, and healthtech companies. We've shipped PCI DSS Level 1 systems, HIPAA-compliant patient portals, and AI-assisted underwriting for clients along the Visa Plus / NCR Voyix / Fiserv / Global Payments corridor and the Tech Square / BeltLine startup cluster. ET overlap, US-friendly contracting, and PCI/HIPAA-fluent engineers without 4-month time-to-hire. Dedicated teams from 12,000 EUR/month, fixed-scope MVPs from 25,000 EUR. We contract through our German GmbH and invoice in USD or EUR.
Atlanta has quietly become one of the most consequential software metros in the US, defined by two distinct things. First, the "Transaction Alley" payments corridor along I-285: Visa Plus Innovation Center in Sandy Springs, NCR Voyix in Midtown, Fiserv's Atlanta engineering hub, Global Payments HQ (Sandy Springs), InComm Payments, BlueSnap, Worldpay-FIS engineering teams, and the Bakkt diaspora of crypto-meets-payments engineers. Roughly 70 percent of all US payment transactions touch a system that was built, hosted, or processed by a company within 30 miles of downtown Atlanta. Second, a real venture-backed startup cluster spanning Tech Square at Georgia Tech, the BeltLine-adjacent Old Fourth Ward and Ponce City Market neighborhoods, and Alpharetta's enterprise scale-up corridor. Calendly (Atlanta-native), Greenlight, Mailchimp diaspora into Intuit, Salesloft, Pendo Atlanta office, OneTrust, Florence Healthcare, and the Sharecare alumni network all anchor that startup density.
The healthtech market is the other big story: the CDC's Atlanta HQ pulls federal contractors, biotech, and public health technology talent, and the growing presence of Florence Healthcare, Greenway Health, Sharecare, OneStudyTeam, and the Patientco diaspora into Waystar makes Atlanta a serious healthtech metro on top of its payments base. Senior engineering comp in 2026 is $180–$260/hr fully loaded for engineers with PCI DSS or HIPAA experience — the regulated-domain premium is real and rising. Time-to-hire on a senior PCI-experienced engineer in Atlanta is 4–6 months even with active recruiting. Nearshore EU engineering closes that gap: 65–95 EUR/hr, PCI and HIPAA experience in production, ready to embed inside your sprint in week 1 instead of month 5.
Atlanta senior fintech/healthtech engineer loaded cost: $180–$260/hr. Our EU senior engineer with PCI or HIPAA production experience: 65–95 EUR/hr (~$70–$103). For a 5-engineer team over 12 months, $620k vs $1.6M.
Senior PCI or HIPAA engineers in Atlanta take 4–6 months to hire even with active recruiting and Greenhouse-grade ATS. Our pre-vetted bench means a tech lead and two engineers can join your sprint within 5 business days of signed MSA.
Berlin to Atlanta is 6 hours — our standard 9:00–18:00 CET workday covers your 9:00–12:00 ET every day. Shifted shift extends to 5:00–14:00 ET. Same time zone as your NYC payment networks and DC federal clients.
PCI Level 1 segmented environments, tokenization with Stripe Issuing / Marqeta / Lithic / Adyen, card-present and card-not-present rails, dispute and chargeback automation, and EMV/ISO 8583 integrations.
Patient portals, telehealth, clinical decision-support, claims automation, FHIR/HL7 integrations, HITRUST CSF mapping, BAA-friendly architecture, and PHI segmentation from operational data.
KYC/KYB with Alloy, Persona, Sumsub, ledger systems (Modern Treasury, Increase, Treasury Prime), card issuing, ACH and RTP rails, FedNow integration, and merchant onboarding flows.
Multi-tenant SaaS with SAML SSO, SCIM, audit logs, region pinning, and admin tooling for the Atlanta F500 anchor ecosystem (Coca-Cola, Delta, Home Depot, UPS, Cox, Equifax).
RAG over clinical notes, claims documents, transaction histories. Explainability layers for underwriting and fraud detection. Human-in-the-loop workflows for regulated approvals.
Drop-in senior engineers inside your sprint, or a self-managed pod with tech lead, engineers, and QA. Either model, your roadmap, your standups, our team accountability.
A Series B vertical-SaaS-with-embedded-finance startup needs to ship card issuing, ACH origination, and FedNow rails in 7 months to unlock a banking-as-a-service partnership with a sponsor bank in Atlanta. We embed a 5-person EU pod focused on the ledger, KYB onboarding, and Marqeta integration, while their team owns the sponsor-bank legal and BSA/AML workflow.
A 180-person specialty healthcare SaaS needs to modernize a 12-year-old patient portal from PHP/MySQL to a HIPAA-compliant React + Node + Postgres stack on AWS with FHIR integration into Epic and Cerner. We staff a 6-person migration team, deliver the migration plan in week 4, and execute the cutover of 23 modules over 14 months alongside their internal team.
A pre-seed payments startup needs a PCI Level 2 MVP for a design-partner pilot with a mid-market merchant in 12 weeks. We deliver a fixed-scope MVP at 36,000 EUR — tokenized card vault, Stripe Connect, dispute workflow, merchant dashboard, audit log — with one of our staff engineers continuing as embedded tech lead post-launch and into Seed.
CET (Berlin) is 6 hours ahead of ET (Atlanta) year-round once both sides align on DST. Our default 9:00–18:00 CET workday gives Atlanta every hour from 9:00 ET to 12:00 ET in real-time overlap, plus async hand-off for your afternoon. For deeper overlap we offer a shifted 11:00–20:00 CET shift covering Atlanta 5:00 ET to 14:00 ET — covering the full first half of your working day. For incident-grade work we extend lead-engineer availability to 22:00 CET (16:00 ET), which covers your full afternoon for production incidents. Atlanta clients in payments or healthtech particularly value the morning overlap window because that is when most production incidents and regulator-driven reviews happen.
Atlanta clients contract with YuSMP GmbH, our Berlin-registered German operating entity (DE VAT, GDPR DPA template ready, US-side bank rails for USD invoicing). Master Services Agreement is governed by either Delaware law (default) or Georgia law — we have signed both, and we will sign your MSA template instead of insisting on ours. Standard package: mutual NDA, IP assignment on payment, work-for-hire, source-code escrow available, DPA covering GDPR Art. 28 and CCPA, BAA for healthtech, GLBA processor terms for fintech. SOC 2 Type II in progress (H2 2026), SOC 2 Type I available now, ISO 27001 readiness mapping available for procurement review. PCI DSS support: we work in scope-reduced segmented environments and align to your QSA's expectations — we are not a QSA ourselves but we write the controls and evidence packs that pass.
From 12,000 EUR/month. 2-person pod (1 tech lead at 50%, 1 senior engineer at 100%). Drop-in inside your sprint. Three-month minimum.
From 28,000 EUR/month. 4–6 person team: tech lead, 3–4 engineers, QA, optional product analyst. Self-managed delivery against your roadmap.
From 25,000 EUR. 6–10 week MVP build with a written scope, fixed price, hand-off to your team or our retainer.
Net 30 standard, Net 60 accepted for enterprise procurement. USD or EUR billing. No setup fee, no recruiter fee, no equity asks.
45-minute call: roadmap, stack, regulatory posture (PCI, HIPAA), timeline. Written team proposal in 3 business days.
NDA in 24 hours, MSA + DPA + BAA (if healthtech) in 5–7 days. Delaware or Georgia law, USD/EUR invoicing.
Named engineers on-boarded into your Slack, Jira, GitHub within 5 business days. First demo in week 2.
Daily standup 9:00 ET, weekly demo, bi-weekly architecture review, monthly written report to your CTO and board.
Atlanta senior engineer fully loaded cost in 2026 sits between $180 and $260 per hour — lower than Bay Area or Seattle by 20–25 percent, but Atlanta's strong payments and fintech corridor (Visa Plus Innovation Center, NCR Voyix, Fiserv, Global Payments) has tightened the senior PCI-experienced talent pool considerably. Our EU senior engineers bill at 65 to 95 EUR per hour (~$70 to $103). For a 5-person team running 12 months, $620k vs $1.6M, with no recruiting fees and no 4–6 month time-to-hire on PCI-experienced engineers.
Yes — Eastern Time is the most natural overlap for European nearshore teams. CET (Berlin) is 6 hours ahead of ET (Atlanta). Our default 9:00 to 18:00 CET workday gives Atlanta a daily overlap from 9:00 to 12:00 ET, which covers your full morning. For deeper overlap we offer a shifted 11:00 to 20:00 CET shift covering Atlanta 5:00 to 14:00 ET. Standups, demos, architecture reviews all sit inside that window.
Yes. Atlanta is one of the densest payments engineering markets in the US (Visa Plus, NCR Voyix, Fiserv, Global Payments, InComm, Greenlight, Bakkt, Calendly-adjacent fintech) and we have shipped PCI DSS Level 1 and Level 2 systems in production for European payment processors and acquirers. We work in segmented PCI environments, design scope-reduction with tokenization (Stripe Issuing, Marqeta, Lithic, Adyen), and stand up evidence collection for your QSA from week 1. We have not been a primary QSA's auditee yet, but we have written the controls and evidence packs for two.
Yes. Atlanta's healthtech ecosystem (Sharecare, CareCloud, Florence Healthcare, Greenway Health, Patientco diaspora into Waystar, the CDC-adjacent public health technology cluster) is meaningful and growing. We sign BAAs, design HIPAA-compliant data flows, segment PHI from operational data, and work with HITRUST CSF mapping. We have shipped patient portals, claims automation, telehealth, and clinical decision-support systems in production for European and US health-tech clients.
Dedicated teams start at 12,000 EUR per month for a focused 2-person pod (1 senior + 1 tech lead at part-time). Typical 4–6 person teams run 28,000 to 45,000 EUR per month all-in. Fixed-scope MVPs start at 25,000 EUR for 6–10 week builds. We invoice in USD or EUR, Net 30 standard, Net 60 accepted for enterprise procurement. Three-month minimum on dedicated teams, month-to-month thereafter with 30 days notice.
