Custom software development
Production systems for NYC fintech, AdTech, and SaaS: trading dashboards, ledger systems, AdTech bid pipelines, multi-tenant B2B SaaS. TypeScript, Go, Python, Postgres, Kafka, Snowflake on AWS or GCP.
Locations · New York, NY
Software Development Company in New York — Nearshore Engineering Teams
YuSMP Group builds custom software, MVPs, and AI integrations for New York fintech, AdTech, and Series-B SaaS companies through senior EU nearshore teams. Four hours of daily overlap with the East Coast, SOC 2 Type II in progress, NYDFS Part 500 fluent, and dedicated teams from 12,000 EUR per month. Engineers who can be in your Slack tomorrow and on a flight to Manhattan next quarter.
New York in 2026 is the densest software market on the East Coast and the second-densest in the United States after the Bay Area. The five boroughs hold an estimated 360,000 working software engineers, anchored by Plaid, Datadog, MongoDB, Ramp, Brex, Rippling NYC, Better, DraftKings NY, and the growing roster of foundation-model-adjacent applied AI startups in NoMad and DUMBO. Series-B SaaS in NYC raised more than 14 billion USD across 2024 and 2025 combined, with AdTech and B2B fintech leading the table. The flip side is well-documented: senior engineering compensation in Manhattan and Brooklyn is the highest in the country after the SF Bay Area, average time-to-hire for a senior full-stack engineer is 91 days, and the same engineer often has three competing offers from Goldman, a Series-B fintech, and a hedge fund quant team. Hiring a four-person product squad in NYC takes a strong recruiter eight months and burns through a million dollars before the first sprint ships. We are the alternative that is not offshore: senior EU engineers, four-hour East Coast overlap, contracts through a German GmbH, prices that do not require a Series-B to sustain.
Six software services we deliver for New York clients
MVP development
From 25,000 EUR and 6 to 10 weeks to a fundable demo. Discovery, design, build, ship to staging, demo to your seed or Series-A investors. NYC fintech founders shipping in time for term-sheet conversations.
Dedicated development teams
2 to 12-engineer squads fully embedded in your Jira, GitHub, Linear, Slack, and PagerDuty. Same team for 12+ months, no rotations, no bench swaps. From 12,000 EUR per month per squad pair.
AI & ML integration
Claude 4.6, GPT-4o, o3 and Llama 4 integrations for NYC AdTech creative generation, fintech document understanding, B2B SaaS copilots. RAG, agents, fine-tuning, eval harnesses, SOC 2-aligned LLM gateways.
Cloud & DevOps
AWS us-east-1 and us-east-2 architectures, Terraform, EKS, RDS Postgres, multi-region failover for fintech SLAs. FinOps reviews that consistently cut AWS bills 25 to 40 percent in the first quarter.
Compliance engineering
SOC 2 Type I/II, NYDFS Part 500, PCI DSS scope reduction, CCPA, GDPR for European users of NYC SaaS, HIPAA for NYC healthtech. Controls written into code, not slideware.
Why nearshore from the EU vs hiring locally in New York
Three numbers do most of the work in this conversation. First, fully-loaded comp for a senior NYC engineer in 2026 is 240k to 340k USD per year (base 195k to 245k, plus equity, benefits, payroll taxes, NY State unemployment, 401k match, healthcare, and an allocated share of Manhattan office). Second, average time-to-hire for that role is 91 days through an in-house recruiter or 110 days through a NYC technical agency. Third, voluntary attrition for senior engineers at NYC SaaS companies ran at 18 percent in 2025 according to the Carta tech-employer report; you re-hire the same role every five and a half years.
Our senior EU engineers bill 65 to 95 EUR per hour all-in. A four-person dedicated team at our rate is 12,000 to 22,000 EUR per month (about 155k to 280k USD per year), compared with 950k to 1,400k USD per year for the same four engineers in NYC. Time-to-team is three to five weeks from signature, not three to five quarters. Attrition on our side ran at 6 percent in 2025; the average engineer on a YuSMP NYC client account has been there 31 months. We are not the right answer for every NYC team — if you need a quant engineer in the room with a portfolio manager at 7 AM every morning, hire locally — but for the 80 percent of NYC software work that is asynchronous-friendly product engineering, the math is unambiguous.
Three typical New York client scenarios
Series-B B2B fintech in Flatiron
35-person company, 8 engineers in NYC, just raised 28M USD. They need to ship a payables module and an AI-powered invoice extraction feature in two quarters but cannot hire fast enough. We embed a 4-engineer squad: 2 backend (Go, Postgres), 1 full-stack (Next.js), 1 ML (Python, Claude 4.6 + custom OCR). SOC 2 Type II audit in month 7. Cost: 19,000 EUR/month vs ~110k USD/month locally.
Series-A AdTech in DUMBO
Programmatic bid platform doing 80B requests per day. Engineering bottleneck is the analytics layer (Snowflake + dbt + Looker) and a new creative-generation pipeline using GPT-4o and Llama 4. We add a 3-engineer team alongside their NYC infra core: 1 data engineer, 1 ML engineer, 1 full-stack. East-Coast overlap 9 AM to 1 PM for joint standups. From 14,500 EUR/month.
Pre-seed founder in Manhattan
Two ex-Goldman founders building a portfolio analytics tool for hedge funds. No engineering yet, need a fundable MVP in 10 weeks for a YC interview and seed conversations. We deliver: React + Python FastAPI + Postgres + a Claude 4.6 portfolio-narrative agent. 38,000 EUR fixed-price MVP, shipped to demo and three pilot customers before the seed round closes.
Stack we run for NYC clients
TypeScript / Next.js
Go
Python / FastAPI
Postgres
Kafka
Snowflake / dbt
AWS us-east-1
Terraform
EKS / ECS
Datadog
Stripe / Lago
WorkOS / Auth0
Claude 4.6
GPT-4o / o3
Llama 4
LangGraph
pgvector / Pinecone
SOC 2 (Drata)
NYDFS Part 500
PCI DSS
Legal entity, contracting, and IP
YuSMP Group contracts with New York clients through YuSMP GmbH, registered in Berlin, Germany. Master Services Agreements are typically governed by Delaware law with venue in New York for NY-headquartered clients, NDA and IP assignment language matched to a Delaware C-corp's founder paper so investor and M&A diligence is clean. We sign HIPAA Business Associate Agreements for healthtech, DPAs aligned to GDPR and CCPA for SaaS handling EU and California user data, and the NYDFS Part 500 control mapping for licensed financial entities. All code, infrastructure-as-code, designs, and documentation transfer to the client as work-for-hire on invoice payment; no background-IP carve-outs except for clearly disclosed open-source dependencies, which we deliver as a documented bill of materials in every release.
Pricing anchors
MVP from 25,000 EUR
6 to 10-week fixed-price MVP for NYC seed and pre-seed founders. Includes discovery, design, build, staging deploy, and a polished demo for investor conversations.
Dedicated team from 12,000 EUR/mo
2-engineer pair (mid + senior, or two senior) on a 12-month engagement, full-time, same team. Scales to 12 engineers in a single squad before we split into pods.
Fractional CTO from 4,500 EUR/mo
For NYC Series-A founders between CTO hires, or running architecture/hiring/board reporting work in parallel with a working technical founder. See the fractional CTO page.
How a New York engagement starts
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01
Discovery call
30-minute Zoom with the founder or CTO. We map the work, the deadline, the stack, and the constraints (SOC 2 in flight, fundraise countdown, NYDFS scope). No deck, no fluff.
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02
Scoped proposal
Within 5 business days: written proposal with team composition, weekly cadence, deliverable milestones, fixed monthly pricing, and a 3-month minimum term. MSA and SOW drafts attached.
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03
Kickoff & embedding
Week 1: engineers in your Slack, Jira, GitHub, Linear. Engagement lead meets your NYC team on Zoom daily for the first sprint, in person in Manhattan during week 2 if you want it.
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04
Operating cadence
Daily standups at 9:30 AM ET, weekly sprint review, bi-weekly retro, monthly written status report for your board. Quarterly business review on-site in NYC if scope justifies the flight.
Frequently asked questions from New York founders
Do you have an office in New York?
We do not maintain a physical office in Manhattan or Brooklyn, and we are transparent about that. YuSMP Group contracts through our German GmbH for EU/US clients and serves New York founders remotely with a 4-hour daily overlap window (9 AM to 1 PM ET maps to 3 PM to 7 PM CET). For kickoff workshops, board meetings, or quarterly business reviews we fly engineers and the engagement lead into NYC at cost, no markup. Our typical NYC client meets us on Zoom or Google Meet daily and in person once per quarter.
How does nearshore EU pricing compare with hiring senior engineers in New York?
A senior backend or full-stack engineer in NYC commands 185 to 260 USD per hour through a US agency, or roughly 240k to 340k USD total comp in-house once you factor benefits, payroll taxes, NY State unemployment, and Manhattan real estate. Our nearshore senior engineers bill 65 to 95 EUR per hour (about 70 to 105 USD) all-in with no hidden agency markups, no recruiting fees, no laptop or HRIS overhead. A four-person dedicated team in NYC costs 950k to 1.4M USD per year fully loaded; through us, the same team is 12,000 to 22,000 EUR per month, around 155k to 280k USD per year.
Can you support our SOC 2 audit or NYDFS Part 500 compliance work?
Yes. We are SOC 2 Type II in progress and have walked four fintech clients through SOC 2 Type I and Type II audits with Drata, Vanta, or Secureframe as the GRC platform. For New York-licensed financial entities subject to NYDFS Part 500, we map controls to your CISO program, write the technical evidence, and sit in the auditor call. We also support PCI DSS scope reduction for AdTech and consumer fintech clients processing card data.
What is the time-zone overlap with a New York team in practice?
Our engineers work CET hours (9:00 to 18:00) which maps to 3:00 AM to 12:00 PM ET in winter and 4:00 AM to 1:00 PM ET in summer. The practical overlap with a New York team starting at 9 AM ET is four solid hours: 9 AM to 1 PM ET for joint standups, design reviews, pairing, and async-to-sync handoffs. Tickets opened by NY product team in the afternoon are picked up overnight and ready for the 9 AM standup. Founders consistently tell us the rhythm feels faster, not slower, than a fully-local team.
Will you sign Delaware-state IP assignment and contract under US law?
We contract through YuSMP GmbH (Berlin, Germany) for EU and US clients. Master Services Agreements are typically governed by Delaware law with venue in New York for NY-based clients, NDA and IP assignment language matched to a Delaware C-corp's standard founder agreement so investor diligence is clean. For NY healthtech clients we sign HIPAA Business Associate Agreements; for fintech we sign DPAs aligned to GDPR and CCPA. All deliverables, code, and IP transfer to you on payment, work-for-hire, with no background-IP carve-outs except open-source licensed work which is disclosed in a bill of materials.